Privacy Policy

This Privacy Policy explains how MDNPAY.COM.NG Technology Limited ("we", "us", or "our") collects, uses, stores, and protects your information when you use our website, mobile application, APIs, and related services.

1. Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, and other details you provide during registration.
Device & Usage Data: IP address, browser type, device information, and usage activity.
Cookies: Information collected through cookies and similar technologies.

2. How We Use Your Information

We use your information to:

Provide and maintain our services
Verify your identity
Process transactions
Improve our platform and user experience
Detect and prevent fraud or illegal activity
Send updates, notifications, and marketing communications
Resolve disputes and enforce our terms

3. Sharing of Information

We do not sell your personal information. However, we may share your data with:

Service providers and partners who help us operate our platform
Law enforcement or regulatory authorities when required by law

4. Data Retention

We retain your personal data only as long as necessary to provide our services and comply with legal obligations. When your account is deleted, we may retain certain information where required by law.

5. Data Security

We implement appropriate technical and organizational measures such as encryption, firewalls, and access controls to protect your personal data from unauthorized access, loss, or misuse.

6. Cookies

We use cookies to enhance your experience, remember login details, and analyze usage. You can control cookie settings through your browser.

7. Your Rights

You have the right to:

Access the personal data we hold about you
Request correction of inaccurate data
Request deletion of your data
Withdraw consent where applicable

8. Third-Party Services

Our platform may contain links or integrations with third-party services. We are not responsible for the privacy practices of those services.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

10. Contact Us

If you have any questions about this Privacy Policy, you can contact us at:

Email: support@mdnpay.com.ng